About the Website

1. These terms of use (“Terms”) govern your access and use of http://www.mabelkwong.com (“Website”) which is operated by Mabel Kwong (ABN 23 298 296 495). The Website and its contents explores and provides information on a variety of subjects (“Contents”). The Website offers writing and astrological consulting services (“Services”).
2. By accessing and using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use the Website.
3. Mabel Kwong reserves the right to change these Terms at any time, without notice to you. In the event of changes to these Terms, the “Date of last update” will be updated within these Terms. It is your responsibility to ensure you are familiar the Terms as of “Date of last update”.

Intellectual property rights

4. All intellectual property rights (including copyright and trademarks) including text, images and content of the Website are owned by Mabel Kwong, unless otherwise stated.
5. You may access and use any part of the Website for personal use.
6. All other use, including copying, modifying, adapting distributing, performing, selling or reproduction of any part of the Website, is prohibited without prior written consent from Mabel Kwong.
7. You may reference excerpts of the Website for personal use provided explicit credit is attributed to Mabel Kwong. If you wish to reproduce the content within the Website in any form, contact Mabel Kwong for a license or prior written consent.

Links

8. The website may provide links to third-party websites. This is done for your convenience only. Mabel Kwong takes no responsibility for the accuracy or currency of the information on those sites. Mabel Kwong does not endorse any information, opinions, goods or services referred to within those sites, and provision of these links should not be taken as an endorsement.

Liability

9. Mabel Kwong is not liable to you on any basis (including negligence) for any loss or damage (however caused) arising out of or in connection with your use of the Website, its Contents and Services.
10. You agree that Mabel Kwong and her employees, contractors, affiliates and contributors shall not be liable to you on any basis arising out of or in connection with your use of the Website, its Contents and Services, including any direct, incidental, special, consequential or exemplary damages which may be incurred by you, however caused and under any liability.
11. Mabel Kwong’s total liability to you for any claims arising out of or in connection with your use of the Website, its Contents and Services under any statutory right that cannot be excluded is limited at her option to either the resupply the relevant services or the payment of the cost of same.

Disclaimer

12. If you choose to use the Website, you do so at your own sole risk.
13. Mabel Kwong makes no representation that anything offered through the Website is available for use in other locations, or that it complies with laws and regulations of other locations.
14. Mabel Kwong makes no warranty that the Website, Contents and Services will meet your requirements or be available on an uninterrupted, secure or error-free basis.
15. You agree that the Website, Contents, Services and Mabel Kwong do not provide any guarantees or warranties in any capacity. You understand and agree that any writing or astrology consulting services provided by Mabel Kwong can be imprecise and inaccurate, and Mabel Kwong makes no guarantees that the Website, Contents and Services will meet your needs or requirements.
16. By engaging in the Website, Contents and Services, you agree that Mabel Kwong is not a licensed doctor, psychologist or health care professional. You agree that the Website, Contents and Services, and any information provided by Mabel Kwong, do not constitute and is not professional advice and not intended to be a substitute for professional advice.
17. You must be 18 years old and above to purchase and engage in Mabel Kwong’s Services.
18. Mabel Kwong makes no warranty regarding accuracy, timeliness, truthfulness, completeness or reliability of any content obtained through the Website, or that the Website is free of viruses or other harmful components.

Payment and delivery

18. All payments in exchange for Services are made through PayPal, and you acknowledge and agree that there may be a fee, charge or cost incurred through PayPal or your financial institution in the course of making payment for Services.
19. Payments are to be received in full prior to commencement of Services.
20. Prior to delivery of all Services, Mabel Kwong and you will discuss, confirm and agree on expectations and timelines in writing.

Refund policy

21. All Services are non-refundable. The exception: Mabel Kwong will provide a full refund in the event that she is unable to provide the service.

Indemnity

22. To the fullest extent allowed by law, you agree to indemnify Mabel Kwong, her employees, contractors, affiliates and contributors from and against all actions, claims, suits, demands, damages, liabilities, losses and expenses (whether in tort or in contract) arising out of or related to your use of the Website, Contents and Services.

Privacy policy

23. Mabel Kwong is committed to protecting your personal information. Please refer to the Privacy Policy on the Website which describes the collection and managing of your personal information. By agreeing to and accepting these Terms, you also agree to and accept the terms of the Privacy Policy on the Website.

Severability

24. If any part of these Terms is held to be illegal, invalid or unenforceable by a Court of law, the legality, validity and enforceability of the remaining parts will not be affected.

Waiver

25. Any failure or delay by Mabel Kwong to enforce any provision of these Terms will not be interpreted as a waiver of her rights or remedies.

Termination

26. These Terms are effective until terminated by Mabel Kwong, which she may do at any time and without prior notice to you.
27. Any rights or obligations that have accrued up to and including the date of termination will survive.

Governing law and jurisdiction

28. These Terms, and all related matters, shall be governed, construed and interpreted by the laws of Victoria, Australia.
29. Any dispute under these Terms shall be subject to the exclusive jurisdiction of the Courts of Victoria, Australia.

Date of last update: 31 January 2025